Get your business banking done 90% faster with North One

Save hundreds yearly on fees (no monthly fees, no overdraft fees, no ATM fees)

Open a bank account at no cost with no monthly minimum balance

Automate tedious financial management tasks with a connected bank account

Get your business banking done 90% faster with North One

Unleash your business with powerful business banking

Close your books faster

Spend less time on banking & bookkeeping by automating financial tasks with our tools.

Create budgets and spend with precision

Make informed decisions with a centralized view of your sales, payments, spending, and budgeting.

Run your business with less limits on transfers in or out

Enjoy high daily limit ACH & wire transfers and unlimited daily deposits into your account.

Companies of all stages and sizes
thrive with North One

Small Business Banking.

Big Business features.

Save money as your business grows (no monthly fees1, cash back on debit cards2, and access to free tools)

Incredibly high limits on wires, ACH, checks, and debit cards

Up to $250K in business loans3

Unlimited ACH and wire transfers4

No monthly minimum balance

Companies of all stages and sizes thrive with North One

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1 Minimum $50 deposit required. See your Deposit Account Agreement for more details.

2 For eligible fuel, hotel, and restaurant vendors.

3 North One is a financial technology company, not a lender. North One does not issue loans or make credit decisions in connection with loans. North One Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. North One Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. 

4 Only available to North One Plus account subscribers.

Privacy Policy

© 2024 North One. All Rights Reserved.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

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North One is a financial technology company, not a bank.

Banking services provided by The Bancorp Bank, N.A., Member FDIC.

Mobile Banking that works

Seamless and consistent banking experience across all your devices

Easily process deposits and payments on the go

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Connect your bank account to your business tools

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On-shore support when you need it

North One's business banking experts are a tap or phone call away when you need them

Industry-leading response time with a 90%+ satisfaction rate

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Increase your team’s productivity

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Spend less time on banking & bookkeeping. Automate your financial tasks with our tools.

Free Bill Pay allows you to automate the work of paying your vendors, suppliers, and contractors

Connect every essential business tool to your North One Account

Receive industry-leading customer support with a 90%+ satisfaction rate

Getting started with North One is easy

Open an account in just a few minutes.

Step 1

Submit your application

Answer a few questions about your business for our team to review and validate.

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Try North One Connected Banking for free

1

Trusted by small business owners across America

Jason Ditkofsky
McNeil Signs, FL

I have so much more clarity into the health of my business. And North One’s [Connected] Bank Account does the work I used to do manually. Our team is way more productive.

Shannon DeMarco
Unique Times, GA

Setting up my account with [North One] was extremely easy and user-friendly. I'm a proud customer of North One—I highly recommend them to all business owners.

David Mitchell
Dentist, IN

Owning two businesses means that my entire life revolves around my work. Banking used to be the most time consuming part of it all, but now I got my free time back.

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Try North One
Connected Banking for free

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1

Step 2

Get approved

Once your application has been reviewed and approved, you’ll have access to your account.

Step 3

Start using North One

Start using your virtual company card instantly while your plastic card arrives by mail.

FAQs

Is my account insured?

Your funds are FDIC insured to at least $250,000 through The Bancorp Bank, N.A., Member FDIC. That means your funds are federally protected up to $250,000 against bank failure or theft.

All banking services are provided by our bank partner, The Bancorp Bank, N.A., Member FDIC. Thanks to this partnership, customer deposits are FDIC-insured up to $250,000 through The Bancorp Bank, N.A., Member FDIC.

What is The Bancorp Bank, N.A.?

All you need to do is contact our customer care team through the North One app. New cards are usually delivered within 5 business days.

What do I do if my debit card was lost or stolen?

Yes. We take privacy very seriously. We never store or maintain any sensitive personal information, and will only communicate with you through secure channels.

Is my personal information safe?

Yes. We protect your account with a secure log in, constantly monitor transactions for any suspicious activities, and will notify you immediately if there’s anything to be concerned about. Plus, your funds are FDIC insured through The Bancorp Bank, N.A., Member FDIC.

Is mobile banking safe?

Instant sync with QuickBooks Online and many more accounting platforms

Instant availability of funds from:

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We’ve helped over 360K businesses of all stages and sizes operate at their highest level

North One Account vs Traditional Banks