Get your business banking done 90% faster with North One
Save hundreds yearly on fees (no monthly fees, no overdraft fees, no ATM fees)
Open a bank account at no cost with no monthly minimum balance
Automate tedious financial management tasks with a connected bank account
Get your business banking done 90% faster with North One
Everything you need, all in one place
Access $29,000+ in free trials & discounts on business tools
Perks
Unleash your business with powerful business banking
Close your books faster
Spend less time on banking & bookkeeping by automating financial tasks with our tools.
Create budgets and spend with precision
Make informed decisions with a centralized view of your sales, payments, spending, and budgeting.
Run your business with less limits on transfers in or out
Enjoy high daily limit ACH & wire transfers and unlimited daily deposits into your account.
Companies of all stages and sizes
thrive with North One
Simplify your finances with one Account
No monthly fees
No overdraft fees
No monthly minimum balance
Handle your business’ sales, payments and budgeting—all in one platform.
Get started for free1—cancel anytime.
Simplify your finances with one Account
Companies of all stages and sizes thrive with North One
1 Minimum $50 deposit required. See your Deposit Account Agreement for more details.
2 North One does not charge a fee for this service, but may reimburse you for third-party fees charged. You must contact the North One Customer Care Team to request reimbursement. Some restrictions apply.
3 The retailer that receives your cash will be responsible to transfer the funds for deposit into your North One Account. North One does not charge a fee for this service, but may reimburse you for third-party fees charged. You must contact the North One Customer Care Team to request reimbursement. Some restrictions apply.
4 Real-Time Payments are available through The Clearing House Payments Company, LLC and generally occur within seconds, however certain circumstances could result in a delay or cancellation of a payment. See your Deposit Account Agreement for more details.
Privacy Policy
© 2024 North One. All Rights Reserved.
All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.
Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google Play and the Google Play logo are trademarks of Google LLC.
Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
North One is a financial technology company, not a bank.
Banking services provided by The Bancorp Bank, N.A., Member FDIC.
Banking features built for small business owners
Track your sales and revenue
Track every incoming dollar across all major payment platforms, marketplaces, and points-of-sale—all on one platform.
Get sales insights through our growing partner list:
Close your books faster
Built in budgeting software with North One envelopes
Real-time sync with supported accounting suites:
North One’s enhanced bookkeeping and accounting tools eliminate wasted time, unforced errors, and costs.
Increase your team’s productivity
Spend less time on banking & bookkeeping. Automate your financial tasks with our tools.
Free Bill Pay allows you to automate the work of paying your vendors, suppliers, and contractors
Connect every essential business tool to your North One Account
Receive industry-leading customer support with a 90%+ satisfaction rate
Getting started with North One is easy
Open an account in just a few minutes.
Step 1
Submit your application
Answer a few questions about your business for our team to review and validate.
We’ve helped over 360K businesses of all stages and sizes operate at their highest level
Step 2
Get approved
Once your application has been reviewed and approved, you’ll have access to your account.
Step 3
Start using North One
Start using your virtual company card instantly while your plastic card arrives by mail.
FAQs
Is my account insured?
Your funds are FDIC insured to at least $250,000 through The Bancorp Bank, N.A., Member FDIC. That means your funds are federally protected up to $250,000 against bank failure or theft.
All banking services are provided by our bank partner, The Bancorp Bank, N.A., Member FDIC. Thanks to this partnership, customer deposits are FDIC-insured up to $250,000 through The Bancorp Bank, N.A., Member FDIC.
What is The Bancorp Bank, N.A.?
All you need to do is contact our customer care team through the North One app. New cards are usually delivered within 5 business days.
What do I do if my debit card was lost or stolen?
Yes. We take privacy very seriously. We never store or maintain any sensitive personal information, and will only communicate with you through secure channels.
Is my personal information safe?
Yes. We protect your account with a secure log in, constantly monitor transactions for any suspicious activities, and will notify you immediately if there’s anything to be concerned about. Plus, your funds are FDIC insured through The Bancorp Bank, N.A., Member FDIC.
Is mobile banking safe?
Free, unlimited incoming wires
Free ATM withdrawals2
Free cash deposits3
North One prioritizes features that matter to small business owners.
Cash back for our debit cards
Instant deposits
4
Instantly deposit funds from Square, Stripe, PayPal, Venmo, Cash App, and Amazon directly into your North One checking account.
Available 24/7, including holidays, so you can access your funds without any delays.
Outstanding on-shore support when you need it
North One delivers industry-leading response time with a 90%+ satisfaction rate.
Schedule a call, send an email, or chat live with our local customer care experts Monday to Friday, 9AM to 6PM ET.
Built in budgeting software with North One envelopes
Envelopes
Real-time sync with compatible accounting suites
Integrations
Join the 360,000+ small businesses that trust North One to power their growth
The small business community loves North One
—but don’t just take our word for it
As one of North America's leading event producers, we rely heavily on seamless and real-time financial management. We found a perfect partner in North One! Their tailored business banking solutions dramatically improved our efficiency, allowing us to focus more on creating unforgettable experiences for our clients, rather than getting bogged down by financial minutae.
North One's dedicated customer support team deserves a special shout-out! They're not just responsive and knowledgeable, but they truly understand the unique challenges of the event industry. I don't know how they do it, but they make me feel like I am their most important customer - every single time.
I wholeheartedly recommend North One!
[North One] has met my expectations, and then some. Kat was great, and more helpful than any other customer service agent I’ve had anytime recently. Very quick too!
I am thoroughly impressed with North One's user-friendly experience. They truly understand the needs of small businesses when it comes to banking and provide even more than expected. Having been with North One for two years, I can attest to their exceptional customer service team, who are always responsive and helpful whenever I need assistance. I highly recommend this company to anyone considering joining.
[...] Absolutely awesome! She gave me a call exactly at our scheduled time. She was clear in her response and wonderful at following up with me with further details!
North One makes banking for my yoga business so easy. I can connect through all my payment methods to see total revenue. Expenses are easy to cover because I can put my money into different envelopes (ensuring I save enough money for rent every month, for example). Love the monthly summaries. The one time I needed help from customer service, they were super quick and helpful. 100% recommend for anyone that wants to stay organized and save time with banking.
North One Bank has provided me with such a great experience for all of my small business banking needs!
As a first-time small business owner, the straightforward, helpful solutions that were all in one place made a huge difference for me to be able to feee up time to focus on my strengths which are sales and customer experience. Thanks!
Great bank for small business owners. Easy to set up and the app is user friendly.
We’ve helped over 360K businesses of all stages and sizes operate at their highest level
Apply for a North One Business Checking Account and get full access to our desktop and mobile app
